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The following are case studies of actual clients of Jump2Money. These case studies are meant to provide prospective clients with examples of real people we were able to assist in acquiring funding. Each client is evaluated based on their ability to qualify. These case studies are not to be used to guarantee any funding amount for prospective clients, but to give examples of prior success stories. Please inquire directly about client references, if needed.
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Age: |
38 years old |
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Employment history: |
15 yrs as LA County Sheriff |
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Owns home: |
For 8+ years |
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Income: |
$150,000 per year |
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Debt to income ratio: |
Debts reported on credit report are 22% of income including mortgage |
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Banking: |
With major nationally known bank |
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FICO score: |
790 |
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Credit History: |
6 accounts over 5 years old; 6 accounts with nationally known bank; 5 of which were paid satisfactorily and the remaining account has a balance 1/15 of its credit limit. |
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Mortgage: |
For more 5 years |
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Credit Cards: |
Majority of balances are less than $100 or 5% of their limits |
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Credit Inquiries: |
2 in last 90 days |
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Client Received $194,500 in funding with the purchase of two LLC’s |
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Age: |
76 years old |
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Employment history: |
Minister |
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Owns home: |
20+ years with no mortgage |
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Income: |
$200,000 per year |
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Debt to income ratio: |
Debts reported on credit report are 60% of income. |
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Banking: |
With nationally known bank |
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FICO score: |
744 |
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Credit History: |
11 accounts over 5 years old; Major bank credit cards paid off; Account balances less than 40% |
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Credit Inquiries: |
1 in 90 days |
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Client Received $120,000 in funding |
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Age: |
43 years old |
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Employment history: |
Self employed 6 years |
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Owns home: |
For 10 months |
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Debt to income ratio: |
Debts reported on credit report are 43% of income including mortgage. |
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Banking: |
With 2 nationally known banks |
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FICO score: |
754 |
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Credit History: |
8 accounts over 5 years old; 8 national known bank which majority were prior mortgages. Credit card accounts have minimal balances; Account balances are high with half of balances of 80% or more and other half under 20%. |
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Credit Inquiries: |
1 in 90 days |
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Client Received $292,000 in funding with the purchase of two LLC's |
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Age: |
62 years old |
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Employment history: |
Government Employee |
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Owns home: |
For 11 years |
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Current Mortgage: |
15 months |
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Income: |
$198,000 per year |
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Debt to income ratio: |
Debts reported on credit report are 12% of income including mortgage |
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Banking: |
With nationally known bank |
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FICO score: |
810 |
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Credit History: |
3 accounts over 5 years old; 1 nationally known bank credit card with 10% balance owing; Account balances are 20% of credit lines |
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Credit Inquiries: |
1 in 90 days |
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Client Received $153,000 in funding |
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Age: |
43 years old |
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Employment history: |
4 years with same employer |
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Owns home: |
With 6 months of mortgage history |
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Income: |
$114,000 per year |
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Debt to income ratio: |
unknown |
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Banking: |
With 3 nationally known banks |
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FICO score: |
775 |
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Credit History: |
No credit report on file |
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Assets: |
Reported 401K of $66,000 and savings account of $30,000 |
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Client Received $170,000 in funding |
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Terms of Use Agreement
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